The Downside Of Declining Work Comp Rates: Experience Modification Rating

The down side of this otherwise positive trend could reside in your Experience Modification Rate.

Stuart Cytron

Sep 5, 20194 min read

3 Simple Ways To Reduce Your Experience Modification Factor

There are 3 simple ways to reduce your Experience Modification Factor . Simple in the sense that they are all services for which you...

Stuart Cytron

Jul 11, 20193 min read

Part 2: Use And Misuse Of EMR In Construction As Qualifier For New Business

As I wrote in Part 1, " Use And Misuse Of EMR In Construction As Qualifier For New Business " I read another recent article arguing...

Stuart Cytron

May 2, 20193 min read

Use And Misuse Of EMR In Construction As Qualifier For New Business

The use of the EMR in construction is a controversial and common topic. The EMR must be understood and managed appropriately for success.

Stuart Cytron

Apr 24, 20193 min read

Don't Overlook Your Experience Modification Factor In Your Due Diligence Analysis

Our Recent Due Diligence Success While shopping online for a 3rd car my wife expanded her search regionally. There's a car brand, model...

Stuart Cytron

Feb 4, 20194 min read

Work Comp Claim Frequency And Your Experience Modification Factor

Experience Modification Rate: Frequency vs Severity Each of the following 3 scenarios has the exact same dollar impact on your ...

Stuart Cytron

Feb 4, 20193 min read

Workers Comp Rates Falling Again In 2024. Will Your Premiums Follow?

Renewal season is here, or about to be, for most of you with the majority of businesses renewing their insurance programs on either 12/31...

Stuart Cytron

Feb 4, 20192 min read

Reduce Your Next NCCI Experience Mod: Reserve Auditing And Your Work Comp Claims

If you are one of the 70% of organizations that renew on 12/31 or 1/1, there is an approaching deadline 6 months from now for which you...

Stuart Cytron

Feb 4, 20192 min read

Work Comp Audit: Check, Double Check & Check Again. Or, Get Yourself An Auditor.

This post was updated on July 22, 2019

Stuart Cytron

Feb 4, 20193 min read

Articles By This Author

Author

Stuart Cytron
Stuart Cytron is the founder of Cytron Group LLC, a workers' compensation insurance audit and consulting firm based in St. Louis, MO. He is focused on helping clients save money on their workers' compensation programs and providing much needed pricing transparency.

The Downside Of Declining Work Comp Rates: Experience Modification Rating

3 Simple Ways To Reduce Your Experience Modification Factor

Part 2: Use And Misuse Of EMR In Construction As Qualifier For New Business

Use And Misuse Of EMR In Construction As Qualifier For New Business

Don't Overlook Your Experience Modification Factor In Your Due Diligence Analysis

Work Comp Claim Frequency And Your Experience Modification Factor

Workers Comp Rates Falling Again In 2024. Will Your Premiums Follow?

Reduce Your Next NCCI Experience Mod: Reserve Auditing And Your Work Comp Claims

Work Comp Audit: Check, Double Check & Check Again. Or, Get Yourself An Auditor.

Articles By This Author

Author

Stuart Cytron Stuart Cytron is the founder of Cytron Group LLC, a workers' compensation insurance audit and consulting firm based in St. Louis, MO. He is focused on helping clients save money on their workers' compensation programs and providing much needed pricing transparency.

Stuart Cytron
Stuart Cytron is the founder of Cytron Group LLC, a workers' compensation insurance audit and consulting firm based in St. Louis, MO. He is focused on helping clients save money on their workers' compensation programs and providing much needed pricing transparency.