Feb 4, 20203 min read

NCCI And Artificially Low Experience Modification Rates

"Buying down" experience modification rates is an issue about which NCCI has been trying to educate people.

Jan 16, 20203 min read

Reduce Your Workers Comp Claims And Next NCCI Experience Modification Rate Through Reserve Auditing

Reserve Audit Your Workers Comp Claims There is a good reason why I send this reminder at the beginning of the year which I'll...

Jul 11, 20193 min read

3 Simple Ways To Reduce Your Experience Modification Factor

There are 3 simple ways to reduce your Experience Modification Factor . Simple in the sense that they are all services for which you...

May 2, 20193 min read

Part 2: Use And Misuse Of EMR In Construction As Qualifier For New Business

As I wrote in "Part 1," I read an article on this subject that I thought was very interesting. I thought, here, I would add my thoughts...

Apr 24, 20193 min read

Use And Misuse Of EMR In Construction As Qualifier For New Business

I read another article this week suggesting the use of the Experience Modification Rate as a qualifier for new business. So, I thought to...

Feb 4, 20193 min read

Work Comp Claim Frequency And Your Experience Modification Factor

Experience Modification Rate: Frequency vs Severity Each of the following 3 scenarios has the exact same dollar impact on your ...

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