Workers Compensation Insurance Quote

For 25+ years our workers compensation premium audit practice has identified insurance company overcharges and helped clients obtain millions of dollars in refunds. Although a work comp premium audit can save you a lot of money and reduce your Experience Modification Rate, the purpose of an audit is not to examine the competitiveness of your rates or how aggressively your business was shopped at renewal.

We do know that one of the best ways to reduce costs is through aggressively marketing your account because there's nothing like a little competition to get insurance companies to sharpen their pencils.

And, here's the best way we know how to do it.

Technology + Expertise

Technology

All of the online tools we've reviewed for quoting workers compensation insurance are portals developed by insurance companies to quote their own products with no (or very little) human touch; much less expert involvement. So, you fill out their form and take it or leave it.

At last count our platform had access to 35 workers' compensation insurance carriers. Many are national carriers and many are regional. The underwriting platform we utilize submits applications to, on average, 10 - 12 insurance companies. Less if a business is a "tough risk" (track record of severe and/or frequent claims or an unusual industry where insurance companies and underwriters have limited experience).

Expertise

Human Optimized Workers Comp Rate Quotes

There are a number of reasons why we don't suggest exclusively using an online tool to buy your workers compensation insurance. You need a human (broker or agent) rather than technology alone to optimize your submission for you; that's why we say "human optimized."

Human Optimization Of Technology For Rate Quotes.webp

Below is what we wrote on our Workers Comp Rates Page regarding the need for your own expert.

"One good reason (of many) is that your business has a story to tell. That story should have something to do with why your account is not as risky as it appears, and why you deserve lower workers comp rates (premiums). You can't explain that story to an underwriter through an online application. You need a human to optimize this submission for you with underwriters. For example:

You have claims that aren't your employees' fault that will be successfully subrogated
Injuries from motor vehicle accidents where your drivers were struck
"We've been claim free for 2 years and no rate decrease"
New safety protocols
You hired a Safety Manager
Etc.

We can provide you with Human Optimized Workers Comp Rate Quotes."

If you're interested in really taking your account to market to see how much money you could save, we have an online survey for you. Upon review we'll be in touch before running your submission through our underwriting platform where we let technology communicate with scores of insurance companies. Then, everything is back in the hands of experts to obtain the best possible proposal for you.

Save Time And Money Now

Put Tech + Expertise To Work For You

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Company Name

Title/Position

Phone

Business Website

Your Name

Number Employees

Website Services Page (if any)

Business Address

City

Zip Code

Tax ID/SSN

State

If you would prefer to provide this information to a broker over the phone please email or call us to set up a convenient time. Your information will still be submitted through our undewriting platform mentioned above.

stuart@cytrongroup.com • (314) 757-8079

Fax Number

Years In Business

Annual Payroll

Current Workers Comp Carrier

Experience Mod (if known)

Premium (if known)

Privacy Notice: Cytron Group LLC does not disclose, sell, or transfer any information about our visitors. Your information is shared with insurance related entities for the sole purpose of underwriting and quoting.

Stuart Cytron ● stuart@cytrongroup.com ● 314.757.8079 ● Sitemap