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Workers' Compensation Insurance
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Workers Compensation Rates
This article a business leader's guide to Workers Comp Rate determination, how workers' compensation insurance companies tier their wc rates, how to get the best work comp rates, and even learn what your competitors are paying.
In this article we cover the following:
FAQ: How Are Workers Comp Rates Determined?
Human Optimized Workers Comp Rate Quotes
Tiered Workers Comp Rate System
What Is The Other Guy Paying?
What Is The Other Guy Paying? Competitor Intelligence
If you're not quite ready to take your account to market but want some reassurance you're not overpaying, we can provide competitor intelligence. With the name and website of any of your competitors we can provide you with the following:
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Their Governing Class Code. The workers comp class code assigned to your competitor's primary business activity (where the most it's payroll and premium is derived).
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Additional work comp codes assigned to the policy; companion codes and standard exceptions.
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Their name of their workers' compensation insurance carrier and the rate your competitor is charged for its Governing Class Code.
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Their Experience Modification Rate.
Note: We may or may not be able to obtain some or all of this information in independent bureau states. And, there may be a few exceptions in NCCI states. For example, a business purchases workers compensation insurance through a PEO.
How Are Workers Comp Rates Determined?
There are 2 components of workers comp rates:
-
Loss Costs
-
Loss Cost Multipliers (LCMs)
Loss costs are determined by the designated Rating Bureau in each state.; NCCI in 35 states. Loss cost multipliers are determined by each individual insurance company.
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Workers Compensation Loss Costs
Rating Bureau's like NCCI are repositories for all of the insurance company data. For example, your workers comp insurance company sends the Rating Bureau your payroll and to what workers comp class codes that payroll is assigned . In addition, the carrier sends all of your claims data (and more).
Then, NCCI will take all the payroll in each state and break it down into groups by wc class code. So, it knows how much payroll is assigned to each workers comp class code in every state.
The other piece is claims. Every workers compensation claim also belongs to a work comp class code based on how the injured worker is classified. NCCI will calculate how many dollars were spent to pay workers comp claims in every classification code in every state they serve.
With this data NCCI can calculate a Loss Cost for every classification code. Loss Cost = How much an insurance company can expect to pay in claims for every $100 of workers comp payroll per class code.
-
Loss Cost Multipliers
Loss Cost Multipliers (LCMs) are determined by the insurance companies for their own use. These are what account for differences in workers compensation rates between carriers.
Briefly, LCMs "mark up" Loss Costs by adding to the rating bureau's Loss Costs the remaining projected costs of doing business. Here is a list of those items from an insurance company filing for 2025:
-
Total Commission
-
General Expenses
-
Other Acquisition Expenses
-
Taxes, Licenses, and Fees
-
Premium Discount (net of Expense Constant)
-
Reinsurance Costs
-
Residual Market Costs
-
Profit Provision
All workers' compensation insurance companies will file their LCMs to arrive at their final workers comp rates. An LCM will be a number like 1.35 or 1.74 or 2.05 which will be multiplied against the Loss Costs in every workers comp code to arrive at final workers compensation rates.
-
Workers Comp Rate Determination
If an insurance company determines that it needs an additional 64% on top of Loss Costs, it's workers comp rate calculations will be as follows:
Workers Compensation Classification Code ABCD
Loss Cost = $1.75 per $100 payroll
Loss Cost Multiplier = 1.64
Workers Compensation Rate = $2.87 (1.75 x 1.64)
Based on how workers compensation rates are determined, it appears that insurers have little flexibility in the prices they can offer you. They receive loss costs from a rating bureau, file their loss cost multiplier and rates with the state. Then, generally speaking, prices are fixed until the following year; when loss costs are revised and they refile their rates.
That is how the system was designed to work.
One thing among many that insurance regulators protect against is discriminatory pricing. They don't want workers compensation insurance carriers charging 10 similar businesses (e.g. all 10 are workers comp code 5645 Carpentery Contractors) 10 different rates.
Without this flexibility to "tier" their rates, insurance companies came up with a workaround to escape this limitation. They create multiple companies (underwriting companies) who all file different Loss Cost Multipliers and rates. For example, here are 11 Travelers underwriting companies that I was able to quickly identify online:
-
Travelers Casualty Insurance Company of America
-
Travelers Property Casualty Company of America
-
The Travelers Indemnity Company of America
-
Farmington Casualty Company
-
The Charter Oak Fire Insurance Company
-
The Phoenix Insurance Company
-
The Standard Fire Insurance Company
-
The Travelers Indemnity Company
-
The Travelers Indemnity Company Of Connecticut
-
Travelers Casualty Insurance Company of America
-
Travelers Casualty and Surety Company
All of these will file different LCMs and different rates. The carrier is effectively able to offer different rates to similar risks by establishing multiple legal entities. "We (XYZ Insurance Company) aren't charging your competitor less. That's XYZ Casualty Company."
By the way, I'm not picking on Travelers. All insurance companies do the same because this is allowed. But, one company offering tiered rates is not. And, this is how you could have multiple companies in the same industry and insured, seemingly, through the same "company" paying different prices.
Tiered Workers Comp Rate System
Human Optimized Workers Comp Rate Quotes
Technology + Expertise
There are a number of reasons why I don't suggest exclusively using an online tool to buy your workers compensation insurance. You need a human (broker or agent) rather than technology alone to optimize your submission for you; that's why I say "human optimized."
One good reason (of many) is that your business has a story to tell. That story should have something to do with why your account is not as risky as it appears, and why you deserve lower workers comp rates (premiums). You can't explain that story to an underwriter through an online application. You need a human to optimize this submission for you with underwriters. For example:
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You have claims that aren't your employees' fault that will be successfully subrogated
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Injuries from motor vehicle accidents where your drivers were struck
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"We've been claim free for 2 years and no rate decrease"
-
New safety protocols
-
You hired a Safety Manager
-
Etc.
If you review the above section "Tiered Workers Comp Rate Quotes," you should know that the assistance of a broker could determine the placement in a more favorable underwriting company. And, that it is only one of a few ways an insurance company can "massage" pricing.
I've never seen a study suggesting online workers comp rate quotes are more competitive and my gut tells me there's a reason for that; they're not.
We can provide you with Human Optimized Workers Comp Rate Quotes
If you're interested in really taking your account to market to see how much money you could save, we have an online survey for you. Upon review we'll be in touch before running your submission through our underwriting platform where we let technology communicate with scores of insurance companies. Then, everything is back in the hands of experts to obtain the best possible proposal for you.
Workers' Compensation Insurance Rates - Updated For 2023
Workers Comp Rates By Code
The data below is for informational purposes. I think it's interesting.
Where Do These Workers Comp Class Code Rates Come From?
The Missouri Department of Insurance publishes, annually, a set of rates for all NCCI Workers Comp Codes called "Self-Insured Rates."
These rates are the average filed rate, for each Workers Comp Code, of the 20 top Workers Compensation Insurance writers in the state (by volume of business written). Businesses who self-insure for Workers Compensation still have to pay taxes and, in order to do so, must calculate what their premiums would have been had they purchased their Workers Compensation Insurance in the "voluntary market" like you. These rates are what self-insureds are required to use for the purposes of calculating taxes, assessments, and surcharges.
How Do These Workers Comp Rates Relate To The States Where I Operate?
Missouri is middle of the road for Workers Compensation Insurance pricing. Normally, a little lower than the average state. And, an average rate of the top 20 carriers for each Workers Comp Code in the state should give you a reasonable estimate of what Workers Compensation Rate you should be paying if you have average number of claims.
Note: Construction Workers Comp Rates & Codes In Purple Below
Workers' Compensation Insurance Rates - 2023
Workers
Comp Code
Class Code 0005
Class Code 0035
Class Code 0059
Class Code 0083
Class Code 0401
Class Code 1016
Class Code 1430
Class Code 1624
Class Code 1710
Class Code 1925
Class Code 2021
Class Code 2081
Class Code 2111
Class Code 2131
Class Code 2211
Class Code 2361
Class Code 2413
Class Code 2570
Class Code 2600
Class Code 2701
Class Code 2731
Class Code 2799
Class Code 2881
Class Code 2960
Class Code 3028
Class Code 3064
Class Code 3110
Class Code 3119
Class Code 3145
Class Code 3188
Class Code 3255
Class Code 3307
Class Code 3372
Class Code 3507
Class Code 3581
Class Code 3634
Class Code 3647
Class Code 3724
Class Code 3821
Class Code 3830
Class Code 4018
Class Code 4062
Class Code 4114
Class Code 4206
Class Code 4244
Class Code 4279
Class Code 4351
Class Code 4431
Class Code 4484
Class Code 4568
Class Code 4653
Class Code 4693
Class Code 4741
Class Code 4828
Class Code 5022
Class Code 5102
Class Code 5190
Class Code 5221
Class Code 5403
Class Code 5472
Class Code 5480
Class Code 5551
Class Code 5705
Class Code 6204
Class Code 6217
Class Code 6237
Class Code 6325
Class Code 6703
Class Code 6834
Class Code 6882
Class Code 7046
Class Code 7099
Class Code 7219
Class Code 7232
Class Code 7333
Class Code 7370
Class Code 7395
Class Code 7420
Class Code 7453
Class Code 7539
Class Code 7605
Class Code 7720
Class Code 8008
Class Code 8018
Class Code 8034
Class Code 8046
Class Code 8102
Class Code 8116
Class Code 8227
Class Code 8264
Class Code 8292
Class Code 8370
Class Code 8392
Class Code 8603
Class Code 8721
Class Code 8734
Class Code 8748
Class Code 8805
Class Code 8824
Class Code 8835
Class Code 8869
Class Code 9015
Class Code 9044
Class Code 9062
Class Code 9084
Class Code 9110
Class Code 9179
Class Code 9402
Class Code 9516
Class Code 9554
WC Rate /
$100
3.81
2.66
0.16
5.82
13.28
23.53
7.35
3.65
4.87
4.55
3.82
6.73
2.69
3.19
11.57
2.41
3.45
5.41
5.97
13.88
4.53
6.49
3.88
6.34
5.05
5.01
5.48
1.93
2.96
2.97
3.4
3.69
3.95
3.52
1.68
2.08
3.89
4.72
6.18
0.99
7.65
3.55
4.06
3.7
3.55
3.46
1.37
1.74
3.62
4.22
2.15
1.37
3.22
2.67
8.4
6.99
3.28
5.66
6.78
7.06
6.81
18
25.93
9.07
4.09
1.57
3.94
8.57
3.26
4.17
13
23.65
8.62
10.27
3.02
5.37
5.87
8.04
0.72
2.27
2.3
3.8
1.27
3.34
2.75
3.03
2.6
2.97
4.26
6.01
4.8
5.18
2.7
0.09
0.37
0.47
0.72
0.22
2.49
2.49
1.25
3.9
1.23
1.6
1.61
3.54
23.83
6.01
3.08
9.84
Workers
Comp Code
Class Code 0008
Class Code 0036
Class Code 0065
Class Code 0106
Class Code 0908
Class Code 1164
Class Code 1438
Class Code 1642
Class Code 1747
Class Code 2002
Class Code 2039
Class Code 2089
Class Code 2112
Class Code 2143
Class Code 2220
Class Code 2362
Class Code 2416
Class Code 2585
Class Code 2623
Class Code 2702
Class Code 2735
Class Code 2802
Class Code 2883
Class Code 3004
Class Code 3030
Class Code 3076
Class Code 3111
Class Code 3122
Class Code 3146
Class Code 3220
Class Code 3257
Class Code 3315
Class Code 3373
Class Code 3515
Class Code 3612
Class Code 3635
Class Code 3648
Class Code 3726
Class Code 3822
Class Code 3851
Class Code 4021
Class Code 4101
Class Code 4130
Class Code 4207
Class Code 4250
Class Code 4283
Class Code 4352
Class Code 4432
Class Code 4493
Class Code 4581
Class Code 4665
Class Code 4703
Class Code 4751
Class Code 4829
Class Code 5037
Class Code 5146
Class Code 5191
Class Code 5222
Class Code 5437
Class Code 5473
Class Code 5491
Class Code 5606
Class Code 5951
Class Code 6206
Class Code 6229
Class Code 6251
Class Code 6400
Class Code 6704
Class Code 6835
Class Code 6884
Class Code 7047
Class Code 7133
Class Code 7222
Class Code 7309
Class Code 7335
Class Code 7380
Class Code 7398
Class Code 7421
Class Code 7502
Class Code 7540
Class Code 7610
Class Code 7855
Class Code 8010
Class Code 8021
Class Code 8037
Class Code 8047
Class Code 8103
Class Code 8203
Class Code 8232
Class Code 8265
Class Code 8293
Class Code 8381
Class Code 8393
Class Code 8606
Class Code 8723
Class Code 8737
Class Code 8755
Class Code 8810
Class Code 8826
Class Code 8855
Class Code 8871
Class Code 9016
Class Code 9052
Class Code 9063
Class Code 9089
Class Code 9154
Class Code 9180
Class Code 9403
Class Code 9519
Class Code 9586
WC Rate /
$100
3.18
7.03
0.06
8.89
164.93
5.52
16.58
3.88
3.05
4.49
3.69
4.12
4.98
3.22
3.02
2.94
2.94
4.12
7.5
22.02
5.33
6.78
3.71
2.06
6.45
4.1
2.6
2.81
2.94
2.97
3.22
3.74
6.46
3.46
2.73
2.66
2.06
4.71
4.82
3.03
6.86
2.9
4.13
2.93
2.51
1.78
2.21
1.63
4.26
2.32
10.24
2.61
3.15
1.46
11.99
5.93
1.04
9.26
5.95
9.43
2.18
1.61
0.59
3.05
6.17
4.06
6.91
5.23
3.58
6.7
6.63
3.8
8.44
10.93
3.36
6.95
9.61
0.85
2.23
3.43
0.58
4.22
2.39
3.39
2.35
1.01
3.58
8.28
7.15
5.61
9.05
2.79
1.94
2.17
0.16
0.43
0.42
0.17
2.63
0.19
0.09
3.78
2.24
1.01
1.22
2.11
5.48
9.25
4.44
0.64
Workers
Comp Code
Class Code 0016
Class Code 0037
Class Code 0066
Class Code 0113
Class Code 0913
Class Code 1165
Class Code 1452
Class Code 1654
Class Code 1748
Class Code 2003
Class Code 2041
Class Code 2095
Class Code 2114
Class Code 2157
Class Code 2288
Class Code 2380
Class Code 2417
Class Code 2586
Class Code 2651
Class Code 2709
Class Code 2759
Class Code 2835
Class Code 2915
Class Code 3018
Class Code 3040
Class Code 3081
Class Code 3113
Class Code 3126
Class Code 3169
Class Code 3224
Class Code 3270
Class Code 3334
Class Code 3383
Class Code 3548
Class Code 3620
Class Code 3638
Class Code 3681
Class Code 3803
Class Code 3824
Class Code 3865
Class Code 4034
Class Code 4109
Class Code 4131
Class Code 4239
Class Code 4251
Class Code 4299
Class Code 4361
Class Code 4452
Class Code 4511
Class Code 4583
Class Code 4683
Class Code 4717
Class Code 4771
Class Code 4902
Class Code 5040
Class Code 5160
Class Code 5192
Class Code 5223
Class Code 5443
Class Code 5474
Class Code 5506
Class Code 5610
Class Code 6003
Class Code 6213
Class Code 6233
Class Code 6252
Class Code 6503
Class Code 6824
Class Code 6836
Class Code 7016
Class Code 7050
Class Code 7151
Class Code 7225
Class Code 7313
Class Code 7337
Class Code 7382
Class Code 7402
Class Code 7422
Class Code 7515
Class Code 7580
Class Code 7705
Class Code 8001
Class Code 8013
Class Code 8031
Class Code 8039
Class Code 8058
Class Code 8106
Class Code 8204
Class Code 8233
Class Code 8279
Class Code 8304
Class Code 8385
Class Code 8500
Class Code 8709
Class Code 8725
Class Code 8738
Class Code 8799
Class Code 8814
Class Code 8831
Class Code 8856
Class Code 8901
Class Code 9019
Class Code 9058
Class Code 9077
Class Code 9093
Class Code 9156
Class Code 9182
Class Code 9410
Class Code 9521
Class Code 9600
WC Rate /
$100
5.99
4.23
0.06
5.78
619.57
3.68
4.04
4.61
7.83
4.87
3.51
4.75
3.73
6.4
5.49
2.8
2.08
3.98
2.76
21.32
7.87
3.19
4.38
4.49
6.32
5.7
2.37
1.93
3.22
4.68
4.8
2.44
2.04
2.08
4.9
3.19
0.92
3.24
4.64
4.03
8.76
0.77
6.14
2.75
5.07
2.86
0.91
3.37
0.53
6.27
4.92
2.85
3.66
3.19
12.4
2.47
3.73
6.1
3.74
6.71
6.46
5.42
6.76
1.83
3.02
4.33
2.85
7.92
4.16
3.64
11.74
4.62
11.6
3.86
5.5
6.11
0.13
1.86
1.28
3.23
4.87
2.58
0.48
2.81
1.78
3.44
6.42
4.47
2.61
7.31
6.18
2.7
6.47
4.9
2.53
0.79
0.53
0.19
1.49
0.59
0.22
2.72
1.96
4.32
1.51
2.97
2.59
3.86
4.64
4.28
Workers
Comp Code
Class Code 0034
Class Code 0042
Class Code 0067
Class Code 0170
Class Code 0917
Class Code 1320
Class Code 1463
Class Code 1699
Class Code 1803
Class Code 2014
Class Code 2065
Class Code 2105
Class Code 2121
Class Code 2172
Class Code 2302
Class Code 2388
Class Code 2501
Class Code 2587
Class Code 2660
Class Code 2710
Class Code 2790
Class Code 2836
Class Code 2916
Class Code 3022
Class Code 3041
Class Code 3082
Class Code 3114
Class Code 3131
Class Code 3179
Class Code 3227
Class Code 3300
Class Code 3336
Class Code 3385
Class Code 3559
Class Code 3629
Class Code 3642
Class Code 3685
Class Code 3807
Class Code 3826
Class Code 3881
Class Code 4036
Class Code 4110
Class Code 4133
Class Code 4240
Class Code 4263
Class Code 4304
Class Code 4410
Class Code 4459
Class Code 4557
Class Code 4611
Class Code 4686
Class Code 4720
Class Code 4777
Class Code 4923
Class Code 5057
Class Code 5183
Class Code 5213
Class Code 5348
Class Code 5445
Class Code 5478
Class Code 5535
Class Code 5645
Class Code 6005
Class Code 6214
Class Code 6235
Class Code 6306
Class Code 6504
Class Code 6825
Class Code 6872
Class Code 7024
Class Code 7090
Class Code 7152
Class Code 7230
Class Code 7317
Class Code 7350
Class Code 7390
Class Code 7403
Class Code 7425
Class Code 7520
Class Code 7590
Class Code 7710
Class Code 8002
Class Code 8015
Class Code 8032
Class Code 8044
Class Code 8061
Class Code 8107
Class Code 8209
Class Code 8235
Class Code 8288
Class Code 8350
Class Code 8387
Class Code 8601
Class Code 8719
Class Code 8726
Class Code 8742
Class Code 8800
Class Code 8815
Class Code 8832
Class Code 8861
Class Code 9012
Class Code 9033
Class Code 9060
Class Code 9082
Class Code 9101
Class Code 9170
Class Code 9186
Class Code 9501
Class Code 9522
Class Code 9620
WC Rate /
$100
3.7
7.91
0.06
2.9
4.82
1.96
11.6
3.28
10.48
6.36
2.38
5.76
1.71
2.04
2.54
2.05
3.28
2.91
3.76
17.31
2.75
3.6
4.52
4.23
4.96
6.33
4.59
2.39
2.75
4.09
6.63
3.48
1.28
3.15
2.09
1.65
1.43
3.05
1.35
4.82
3.3
1.51
2.87
4.31
4.84
6.54
4.26
3.18
3.3
1.53
2.81
2.96
4.84
1.38
6.43
3.65
6.97
4.66
5.15
5.64
7.48
12.48
5.81
2.02
7.04
6.24
3.05
3.08
10.85
4.04
7.16
8.41
8.97
9.51
11.25
6.34
5.29
2.21
3.59
3.72
5.97
2.54
0.88
2.47
2.83
2.15
3.2
4.82
4.78
9.27
6.98
3.22
0.33
2.38
2.17
0.36
1.6
0.36
0.3
1.64
0.97
2.39
1.66
1.56
4.42
15.13
16.11
4.13
7.08
1.62
Workers
Comp Code
Class Code 0050
Class Code 0079
Class Code 0251
Class Code 1005
Class Code 1322
Class Code 1472
Class Code 1701
Class Code 1924
Class Code 2016
Class Code 2070
Class Code 2110
Class Code 2130
Class Code 2174
Class Code 2305
Class Code 2402
Class Code 2503
Class Code 2589
Class Code 2688
Class Code 2714
Class Code 2797
Class Code 2841
Class Code 2923
Class Code 3027
Class Code 3042
Class Code 3085
Class Code 3118
Class Code 3132
Class Code 3180
Class Code 3241
Class Code 3303
Class Code 3365
Class Code 3400
Class Code 3574
Class Code 3632
Class Code 3643
Class Code 3719
Class Code 3808
Class Code 3827
Class Code 4000
Class Code 4038
Class Code 4111
Class Code 4149
Class Code 4243
Class Code 4273
Class Code 4307
Class Code 4420
Class Code 4470
Class Code 4558
Class Code 4635
Class Code 4692
Class Code 4740
Class Code 4825
Class Code 5020
Class Code 5059
Class Code 5188
Class Code 5215
Class Code 5402
Class Code 5462
Class Code 5479
Class Code 5537
Class Code 5703
Class Code 6045
Class Code 6216
Class Code 6236
Class Code 6319
Class Code 6702
Class Code 6826
Class Code 6874
Class Code 7038
Class Code 7098
Class Code 7153
Class Code 7231
Class Code 7327
Class Code 7360
Class Code 7394
Class Code 7405
Class Code 7431
Class Code 7538
Class Code 7600
Class Code 7711
Class Code 8006
Class Code 8017
Class Code 8033
Class Code 8045
Class Code 8072
Class Code 8111
Class Code 8215
Class Code 8263
Class Code 8291
Class Code 8353
Class Code 8391
Class Code 8602
Class Code 8720
Class Code 8728
Class Code 8745
Class Code 8803
Class Code 8820
Class Code 8833
Class Code 8868
Class Code 9014
Class Code 9040
Class Code 9061
Class Code 9083
Class Code 9102
Class Code 9178
Class Code 9220
Class Code 9505
Class Code 9534
WC Rate /
$100
6.45
4.41
4.62
7.9
9.36
4.16
4.04
4.04
3.79
5.24
2.53
2.38
4.01
3.07
3.48
1.66
2.81
3.19
6.11
6.69
5.69
2.26
3.02
6.36
6.45
2.65
6.43
3.83
3.45
2.75
4.74
5.91
3.23
3.84
4.07
1.13
5.04
3.12
5.27
4.89
2.47
1.05
2.94
3.15
2.58
5.2
3.03
2.3
3.55
1.16
1.43
0.99
5.26
27.68
3.47
6.69
6.61
5.82
8.8
4.73
19.06
5.11
5.6
6.79
4.6
4.71
4.68
16.91
6.45
14.44
5.14
9.83
22.24
4.96
5.29
1.61
1.32
6.06
4.6
5.99
2.27
1.71
2.1
0.7
0.64
2.23
4.95
6.73
4.16
4.84
2.83
1.49
1.44
0.62
4.31
0.07
0.15
1.46
0.86
3.16
4.57
1.62
1.36
3.41
14.09
4.95
4.82
5.59
Workers' Compensation Insurance Rates - 2022
Workers
Comp Code
Class Code 0005
Class Code 0035
Class Code 0059
Class Code 0083
Class Code 0401
Class Code 1016
Class Code 1430
Class Code 1624
Class Code 1710
Class Code 1925
Class Code 2021
Class Code 2081
Class Code 2111
Class Code 2131
Class Code 2211
Class Code 2361
Class Code 2413
Class Code 2570
Class Code 2600
Class Code 2688
Class Code 2714
Class Code 2797
Class Code 2841
Class Code 2923
Class Code 3027
Class Code 3042
Class Code 3085
Class Code 3118
Class Code 3132
Class Code 3180
Class Code 3241
Class Code 3303
Class Code 3365
Class Code 3400
Class Code 3574
Class Code 3632
Class Code 3643
Class Code 3808
Class Code 3827
Class Code 4000
Class Code 4038
Class Code 4111
Class Code 4149
Class Code 4243
Class Code 4273
Class Code 4307
Class Code 4420
Class Code 4470
Class Code 4558
Class Code 4635
Class Code 4692
Class Code 4740
Class Code 4825
Class Code 6702
Class Code 6826
Class Code 6874
Class Code 7038
Class Code 7098
Class Code 7153
Class Code 7231
Class Code 7327
Class Code 7360
Class Code 7394
Class Code 7405
Class Code 7431
Class Code 7600
Class Code 7711
Class Code 8006
Class Code 8017
Class Code 8033
Class Code 8045
Class Code 8072
Class Code 8111
Class Code 8215
Class Code 8263
Class Code 8291
Class Code 8353
Class Code 8391
Class Code 8602
Class Code 8720
Class Code 8728
Class Code 8745
Class Code 8803
Class Code 8820
Class Code 8833
Class Code 8868
Class Code 9014
Class Code 9040
Class Code 9061
Class Code 9083
Class Code 9102
Class Code 9178
Class Code 9220
Class Code 9505
WC Rate /
$100
$ 4.30
$ 3.00
$ 0.18
$ 6.30
$ 15.98
$ 21.70
$ 7.70
$ 3.64
$ 4.84
$ 4.94
$ 3.67
$ 7.11
$ 2.92
$ 3.47
$ 13.23
$ 2.61
$ 3.91
$ 5.69
$ 6.02
$ 3.39
$ 6.64
$ 7.48
$ 5.81
$ 2.62
$ 3.38
$ 7.07
$ 6.79
$ 2.94
$ 6.51
$ 3.91
$ 3.84
$ 3.01
$ 4.84
$ 6.36
$ 3.07
$ 4.17
$ 3.95
$ 1.40
$ 5.30
$ 3.53
$ 6.01
$ 5.47
$ 2.64
$ 1.14
$ 3.31
$ 3.45
$ 2.64
$ 5.74
$ 3.17
$ 2.54
$ 4.09
$ 1.27
$ 1.49
$ 1.06
$ 6.00
$ 35.12
$ 3.83
$ 7.21
$ 6.28
$ 6.99
$ 9.19
$ 5.39
$ 17.56
$ 5.19
$ 5.92
$ 7.58
$ 4.87
$ 5.23
$ 5.80
$ 21.61
$ 7.09
$ 15.57
$ 5.12
$ 10.37
$ 27.63
$ 5.50
$ 5.51
$ 1.80
$ 1.53
$ 7.53
$ 4.66
$ 6.08
$ 2.36
$ 1.89
$ 2.29
$ 0.77
$ 0.75
$ 2.24
$ 5.55
$ 6.76
$ 4.41
$ 5.10
$ 2.99
$ 1.64
$ 1.50
$ 0.61
$ 4.71
$ 0.07
$ 0.16
$ 1.61
$ 0.58
$ 3.37
$ 4.99
$ 1.85
$ 1.43
$ 3.68
$ 15.23
$ 5.21
$ 5.71
$ 5.92
Workers
Comp Code
Class Code 0008
Class Code 0036
Class Code 0065
Class Code 0106
Class Code 0908
Class Code 1164
Class Code 1438
Class Code 1642
Class Code 1747
Class Code 2002
Class Code 2039
Class Code 2089
Class Code 2112
Class Code 2143
Class Code 2220
Class Code 2362
Class Code 2416
Class Code 2585
Class Code 2623
Class Code 2701
Class Code 2731
Class Code 2799
Class Code 2881
Class Code 2960
Class Code 3028
Class Code 3064
Class Code 3110
Class Code 3119
Class Code 3145
Class Code 3188
Class Code 3255
Class Code 3307
Class Code 3372
Class Code 3507
Class Code 3581
Class Code 3634
Class Code 3647
Class Code 3724
Class Code 3821
Class Code 3830
Class Code 4018
Class Code 4062
Class Code 4114
Class Code 4206
Class Code 4244
Class Code 4279
Class Code 4351
Class Code 4431
Class Code 4484
Class Code 4568
Class Code 4653
Class Code 4693
Class Code 4741
Class Code 4828
Class Code 6703
Class Code 6834
Class Code 6882
Class Code 7046
Class Code 7099
Class Code 7219
Class Code 7232
Class Code 7333
Class Code 7370
Class Code 7395
Class Code 7420
Class Code 7453
Class Code 7539
Class Code 7720
Class Code 8008
Class Code 8018
Class Code 8034
Class Code 8046
Class Code 8102
Class Code 8116
Class Code 8264
Class Code 8292
Class Code 8370
Class Code 8392
Class Code 8603
Class Code 8721
Class Code 8734
Class Code 8748
Class Code 8805
Class Code 8824
Class Code 8835
Class Code 8869
Class Code 9044
Class Code 9062
Class Code 9084
Class Code 9110
Class Code 9179
Class Code 9402
Class Code 9516
WC Rate /
$100
$ 3.55
$ 8.75
$ 0.06
$ 10.00
$ 172.67
$ 6.27
$ 18.85
$ 3.84
$ 2.94
$ 4.54
$ 3.95
$ 4.62
$ 5.27
$ 3.41
$ 3.00
$ 2.86
$ 2.86
$ 4.34
$ 8.54
$ 15.37
$ 5.19
$ 6.92
$ 4.12
$ 7.35
$ 5.46
$ 5.11
$ 6.18
$ 2.08
$ 3.43
$ 3.23
$ 3.50
$ 4.31
$ 4.41
$ 3.88
$ 1.87
$ 2.21
$ 4.07
$ 4.78
$ 6.74
$ 1.03
$ 7.92
$ 3.94
$ 4.59
$ 3.67
$ 3.65
$ 3.44
$ 1.31
$ 1.86
$ 3.93
$ 4.87
$ 2.08
$ 1.36
$ 3.41
$ 2.88
$ 8.35
$ 7.36
$ 3.66
$ 6.16
$ 7.30
$ 6.43
$ 7.25
$ 21.14
$ 29.43
$ 10.83
$ 4.67
$ 1.71
$ 4.13
$ 9.57
$ 3.87
$ 4.66
$ 14.02
$ 25.67
$ 9.55
$ 11.17
$ 2.91
$ 5.93
$ 6.11
$ 9.59
$ 0.83
$ 2.39
$ 2.46
$ 4.06
$ 1.35
$ 3.41
$ 2.97
$ 3.08
$ 2.97
$ 2.94
$ 4.34
$ 6.63
$ 5.19
$ 5.22
$ 3.10
$ 0.10
$ 0.38
$ 0.50
$ 0.76
$ 0.22
$ 2.83
$ 2.58
$ 1.33
$ 4.03
$ 1.33
$ 1.77
$ 1.72
$ 3.72
$ 26.48
$ 6.24
$ 3.47
$ 10.92
Workers
Comp Code
Class Code 0016
Class Code 0037
Class Code 0066
Class Code 0113
Class Code 0913
Class Code 1165
Class Code 1452
Class Code 1654
Class Code 1748
Class Code 2003
Class Code 2041
Class Code 2095
Class Code 2114
Class Code 2157
Class Code 2288
Class Code 2380
Class Code 2417
Class Code 2586
Class Code 2651
Class Code 2702
Class Code 2735
Class Code 2802
Class Code 2883
Class Code 3004
Class Code 3030
Class Code 3076
Class Code 3111
Class Code 3122
Class Code 3146
Class Code 3220
Class Code 3257
Class Code 3315
Class Code 3373
Class Code 3515
Class Code 3612
Class Code 3635
Class Code 3648
Class Code 3726
Class Code 3822
Class Code 3851
Class Code 4021
Class Code 4101
Class Code 4130
Class Code 4207
Class Code 4250
Class Code 4283
Class Code 4352
Class Code 4432
Class Code 4493
Class Code 4581
Class Code 4665
Class Code 4703
Class Code 4751
Class Code 4829
Class Code 5191
Class Code 5951
Class Code 6704
Class Code 6835
Class Code 6884
Class Code 7047
Class Code 7133
Class Code 7222
Class Code 7309
Class Code 7335
Class Code 7380
Class Code 7398
Class Code 7421
Class Code 7502
Class Code 7540
Class Code 7610
Class Code 8010
Class Code 8021
Class Code 8037
Class Code 8047
Class Code 8103
Class Code 8203
Class Code 8232
Class Code 8265
Class Code 8293
Class Code 8381
Class Code 8393
Class Code 8606
Class Code 8723
Class Code 8737
Class Code 8755
Class Code 8826
Class Code 8855
Class Code 9016
Class Code 9052
Class Code 9063
Class Code 9089
Class Code 9154
Class Code 9180
Class Code 9403
Class Code 9519
Class Code 9586
WC Rate /
$100
$ 7.08
$ 4.41
$ 0.06
$ 6.48
$ 624.01
$ 4.43
$ 4.37
$ 5.09
$ 8.26
$ 5.38
$ 3.75
$ 5.07
$ 4.31
$ 7.85
$ 5.75
$ 2.99
$ 2.07
$ 4.10
$ 3.29
$ 23.31
$ 5.52
$ 7.20
$ 4.06
$ 2.53
$ 6.75
$ 4.47
$ 3.07
$ 3.07
$ 3.37
$ 3.23
$ 3.66
$ 4.38
$ 6.45
$ 3.79
$ 2.89
$ 3.07
$ 2.29
$ 4.80
$ 5.09
$ 3.53
$ 7.97
$ 3.26
$ 4.47
$ 2.83
$ 2.54
$ 1.89
$ 2.45
$ 1.77
$ 5.40
$ 2.82
$ 13.31
$ 2.76
$ 3.02
$ 1.66
$ 14.55
$ 6.62
$ 1.02
$ 9.89
$ 6.55
$ 10.11
$ 2.21
$ 1.69
$ 0.58
$ 3.36
$ 6.16
$ 4.28
$ 7.29
$ 5.80
$ 3.87
$ 7.42
$ 7.13
$ 3.79
$ 8.56
$ 13.59
$ 3.24
$ 6.60
$ 10.09
$ 0.88
$ 3.05
$ 3.70
$ 0.61
$ 4.68
$ 2.37
$ 3.97
$ 2.54
$ 1.14
$ 3.30
$ 8.65
$ 7.49
$ 6.18
$ 10.61
$ 3.04
$ 1.93
$ 2.48
$ 0.21
$ 0.44
$ 0.44
$ 0.16
$ 2.77
$ 0.21
$ 0.09
$ 4.20
$ 2.45
$ 1.12
$ 1.39
$ 2.41
$ 5.71
$ 10.19
$ 4.93
$ 0.71
Workers
Comp Code
Class Code 0034
Class Code 0067
Class Code 0170
Class Code 0917
Class Code 1320
Class Code 1463
Class Code 1699
Class Code 1803
Class Code 2014
Class Code 2065
Class Code 2105
Class Code 2121
Class Code 2172
Class Code 2302
Class Code 2388
Class Code 2501
Class Code 2587
Class Code 2660
Class Code 2709
Class Code 2759
Class Code 2835
Class Code 2915
Class Code 3018
Class Code 3040
Class Code 3081
Class Code 3113
Class Code 3126
Class Code 3169
Class Code 3224
Class Code 3270
Class Code 3334
Class Code 3383
Class Code 3548
Class Code 3620
Class Code 3638
Class Code 3681
Class Code 3803
Class Code 3824
Class Code 3865
Class Code 4034
Class Code 4109
Class Code 4131
Class Code 4239
Class Code 4251
Class Code 4299
Class Code 4361
Class Code 4452
Class Code 4511
Class Code 4583
Class Code 4683
Class Code 4717
Class Code 4771
Class Code 4902
Class Code 5040
Class Code 5192
Class Code 6503
Class Code 6824
Class Code 6836
Class Code 7016
Class Code 7050
Class Code 7151
Class Code 7225
Class Code 7313
Class Code 7337
Class Code 7382
Class Code 7402
Class Code 7422
Class Code 7515
Class Code 7580
Class Code 7705
Class Code 8001
Class Code 8013
Class Code 8031
Class Code 8039
Class Code 8058
Class Code 8106
Class Code 8204
Class Code 8233
Class Code 8279
Class Code 8304
Class Code 8385
Class Code 8500
Class Code 8709
Class Code 8725
Class Code 8738
Class Code 8799
Class Code 8814
Class Code 8831
Class Code 8856
Class Code 8901
Class Code 9019
Class Code 9058
Class Code 9077
Class Code 9093
Class Code 9156
Class Code 9182
Class Code 9410
Class Code 9521
Class Code 9600
WC Rate /
$100
$ 3.87
$ 8.38
$ 0.06
$ 2.94
$ 4.88
$ 2.09
$ 12.94
$ 3.69
$ 10.84
$ 6.82
$ 2.51
$ 5.90
$ 1.86
$ 2.18
$ 2.56
$ 2.30
$ 3.73
$ 2.88
$ 4.17
$ 29.39
$ 8.85
$ 3.33
$ 4.90
$ 5.74
$ 7.07
$ 6.28
$ 2.43
$ 2.00
$ 3.64
$ 4.60
$ 5.34
$ 2.64
$ 2.29
$ 2.18
$ 5.40
$ 3.22
$ 1.06
$ 3.36
$ 5.80
$ 3.61
$ 9.32
$ 0.84
$ 6.76
$ 2.97
$ 5.03
$ 2.93
$ 0.99
$ 3.64
$ 0.59
$ 6.54
$ 5.31
$ 3.11
$ 3.72
$ 3.45
$ 14.64
$ 2.93
$ 3.82
$ 7.37
$ 4.16
$ 7.01
$ 6.92
$ 5.46
$ 6.76
$ 1.64
$ 3.05
$ 4.12
$ 2.95
$ 9.81
$ 4.56
$ 3.90
$ 12.98
$ 4.61
$ 10.90
$ 4.80
$ 5.33
$ 6.14
$ 0.15
$ 2.29
$ 1.40
$ 3.69
$ 5.59
$ 2.88
$ 0.50
$ 2.97
$ 1.76
$ 3.66
$ 6.73
$ 4.96
$ 2.89
$ 7.53
$ 6.28
$ 2.74
$ 6.90
$ 6.09
$ 3.02
$ 0.83
$ 0.53
$ 0.19
$ 1.71
$ 0.53
$ 0.24
$ 2.86
$ 2.05
$ 3.59
$ 1.71
$ 3.23
$ 2.62
$ 4.00
$ 5.09
$ 4.68
Workers
Comp Code
Class Code
Class Code 0050
Class Code 0079
Class Code 0251
Class Code 1005
Class Code 1322
Class Code 1472
Class Code 1701
Class Code 1924
Class Code 2016
Class Code 2070
Class Code 2110
Class Code 2130
Class Code 2174
Class Code 2305
Class Code 2402
Class Code 2503
Class Code 2589
Class Code 2670
Class Code 2710
Class Code 2790
Class Code 2836
Class Code 2916
Class Code 3022
Class Code 3041
Class Code 3082
Class Code 3114
Class Code 3131
Class Code 3179
Class Code 3227
Class Code 3300
Class Code 3336
Class Code 3385
Class Code 3559
Class Code 3629
Class Code 3642
Class Code 3685
Class Code 3807
Class Code 3826
Class Code 3881
Class Code 4036
Class Code 4110
Class Code 4133
Class Code 4240
Class Code 4263
Class Code 4304
Class Code 4410
Class Code 4459
Class Code 4557
Class Code 4611
Class Code 4686
Class Code 4720
Class Code 4777
Class Code 4923
Class Code 5057
Class Code 6504
Class Code 6825
Class Code 6872
Class Code 7024
Class Code 7090
Class Code 7152
Class Code 7230
Class Code 7317
Class Code 7350
Class Code 7390
Class Code 7403
Class Code 7425
Class Code 7520
Class Code 7590
Class Code 7710
Class Code 8002
Class Code 8015
Class Code 8032
Class Code 8044
Class Code 8061
Class Code 8107
Class Code 8209
Class Code 8235
Class Code 8288
Class Code 8350
Class Code 8387
Class Code 8601
Class Code 8719
Class Code 8726
Class Code 8800
Class Code 8815
Class Code 8832
Class Code 8861
Class Code 9012
Class Code 9033
Class Code 9060
Class Code 9082
Class Code 9101
Class Code 9170
Class Code 9186
Class Code 9501
Class Code 9522
Class Code 9620
WC Rate /
$100
$ 6.71
$ 5.05
$ 4.99
$ 8.46
$ 9.50
$ 4.04
$ 4.34
$ 4.90
$ 4.19
$ 5.69
$ 2.60
$ 2.54
$ 4.32
$ 3.26
$ 3.75
$ 1.78
$ 2.89
$ 0.57
$ 18.89
$ 2.65
$ 3.66
$ 5.05
$ 4.85
$ 5.85
$ 7.01
$ 4.94
$ 2.64
$ 3.10
$ 4.17
$ 6.32
$ 4.01
$ 1.30
$ 3.47
$ 2.21
$ 1.65
$ 1.61
$ 3.36
$ 1.58
$ 5.28
$ 3.32
$ 1.71
$ 2.89
$ 4.97
$ 4.96
$ 7.48
$ 4.54
$ 3.53
$ 3.29
$ 1.60
$ 3.19
$ 3.02
$ 5.69
$ 1.46
$ 6.50
$ 3.81
$ 7.22
$ 5.19
$ 5.93
$ 6.51
$ 8.19
$ 13.28
$ 6.37
$ 2.24
$ 7.64
$ 6.68
$ 3.34
$ 3.81
$ 13.47
$ 4.33
$ 7.87
$ 8.45
$ 9.35
$ 11.80
$ 13.97
$ 6.80
$ 6.28
$ 2.69
$ 3.76
$ 3.92
$ 6.08
$ 2.63
$ 1.00
$ 2.58
$ 3.29
$ 2.29
$ 3.44
$ 5.25
$ 5.28
$ 10.32
$ 7.83
$ 3.66
$ 0.32
$ 2.55
$ 2.69
$ 0.37
$ 1.78
$ 0.35
$ 0.34
$ 1.87
$ 1.05
$ 2.56
$ 1.68
$ 1.68
$ 5.03
$ 16.24
$ 19.21
$ 4.41
$ 6.45
$ 1.55
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